Buying a house – what to consider
Köpa hus – vad du ska tänka på - Engelska
Buying a house is a major process. You’ll need to get a loan commitment and go to viewings. You also have a responsibility to inspect the house and investigate the title. It’s also advisable to have a financial reserve as a buffer.
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Tips for buying a house
Get a loan commitment from your bank – before you start viewing properties. You may borrow a maximum of 85% of the appraised value of the property. The remainder you will need to pay with a cash down payment.
Review all your expenses and build up a financial buffer. In addition to the agreed purchase price, you will also have to pay for the recording the title deed and mortgage lien along with other closing costs.
Remember that you have a responsibility to have a proper home inspection done when you buy a house. You will not be able to claim compensation from the seller afterwards for defects you should have detected during a thorough inspection.
More to consider when buying a house
Proofread: 6 October 2025